Tech Resolutions 2022: how to upgrade your year with life-boosting tech

New Year's resolutions are often dismissed as being vague, overly-ambitious delusions that are ultimately doomed to failure. But resolutions that involve tech? Well, they're a different story.

Whether you're planning to peel yourself off the sofa towards a new fitness goal, or build the ultimate hi-fi setup, our new series (running from Sunday December 26th to Sunday January 2nd) will show you how to fly through the January wastelands using your tech-based hoverboard.

Why tie your resolutions to tech? There are a couple of good reasons. Firstly, a popular strategy for building new habits is called 'temptation bundling'. In short, linking something you like (gadgets) to something you're less keen on (your resolution) is generally more sustainable in the long-run. Also, we're big fans of blaming our failures and shortcomings on inanimate objects.

But while Apple Watches, Chromebooks and air fryers can all be springboards to better habits (as we'll reveal in this series), new year's resolutions don't have to be about self-improvement. As our Senior Computing editor Matt Hanson convincingly argues in his commitment to doing more PC gaming in 2022, it's also a good time for tech-based self-care – particularly after the year most of us have had.

So while our guides cover how to reach classic goals using tech like Nintendo's Ring Fit, ergonomic keyboards and Pikmin Bloom, we'll also explore the more self-indulgent resolutions our team is aiming for in 2022 – like why it's finally a good time to invest in an LG OLED TV or lose yourself in VR.

Whether you're a fan of new year's resolutions or not, make sure to bookmark this page to discover how we're planning to use tech for the better in 2022 – it might just spark some ideas on how to use your new Christmas presents. 


Tech Resolutions 2022:

1. How to be a Chromebook poweruser in 2022

Someone using an Asus Chromebook with a TechRadar Tech Resolutions 2022 badge in the corner

(Image credit: Asus)

Whether you've just unwrapped a new Chromebook over Christmas, or been wondering how to master your existing Chrome OS laptop, our guide will show you how to harness its talents and achieve 'poweruser' status.

In the computing equivalent of a couch-to-5K, we cover how to embrace the Chrome OS launcher, get the most out of tablet mode, and much more. You'll be setting productivity PBs in no time.


2. How to build the hi-fi system of your dreams

A pair of stereo speakers with an amplifier

(Image credit: Future)

Forget health kicks – it's your home music setup that needs to hit the gym in 2022. Not sure where to start? Our in-depth guide is here to help you plan your hi-fi system, from the choosing your source through to amplification and speakers.

This new year project doesn't have to cost thousands either – we cover how to fold your existing kit into a delicious audio sponge cake, and top it off with the best cables, stands and wireless accessories. 


3. How I'm going to use my air fryer to beat my January takeaway obsession

An Instant Vortex Pro air fryer on a pink background

(Image credit: TechRadar)

We're rapidly moving towards that time of year when ordering takeaways becomes nigh-on impossible to resist – but our Smart Home & Appliances Editor, Carrie-Ann Skinner, has pledged to beat the habit this year with a seemingly unlikely accessory.

Air fryers might not sound significantly healthier than your favorite local fried chicken wing haunt. But as you'll discover in this insightful ode to the increasingly popular kitchen staple, they are far healthier than deep frying, while also offering the speed needed to beat your takeaway habit.


4. Why I'm using Nintendo Ring Fit to achieve my New Year’s resolution

Nintendo Ring Fit Adventure ring and leg strap on a blue background, a logo in the corner says

(Image credit: Future/Nintendo)

Boosting your fitness is a new year's resolution staple, but some of the classic methods like gyms aren't available to everyone – particularly if you're already struggling with injury. 

In this personal account of why Nintendo Ring Fit's customizable adjustments make it the ideal fitness companion for those who have been struck down with injuries of all kinds, TechRadar's Gaming Editor Vic Hood reveals why it could be your exercise BFF in 2022.   


5. Why I'm counting on Pikmin Bloom to reinvigorate my daily walks

Pikmin Bloom

(Image credit: Nintendo)

New Year's fitness resolutions don't have to all be about HIIT workouts and ultra-marathons – getting started with a daily walk is a fine start, and TechRadar's Senior Gaming Editor Adam Vjestica is aiming to reinvigorate his strolls with a healthy dash of gamification.

Like Pokémon Go, Pikmin Bloom lets you grow a miniature army of followers, but also compels you to get outside by diarizing your walks in a charming, motivational fashion. You can even use it to record your mood each day, making it arguably the ultimate January survival tool.


6. 2021 sucked, so I’m spending 2022 in VR

A woman wearing a VR headset in a room with pink and blue lighting

(Image credit: Shutterstock / Mark Nazh)

While many of us are looking forward to spending our retirements in a Black Mirror-style VR utopia, TechRadar's Computing writer Jess Weatherbed has vowed get a head-start in 2022 by sinking some serious time into the Oculus Quest 2.

Sadly, it's probably not wise to spend 12 hours a day playing Beat Saber, which is why this excellent summary of the full range of VR experiences out there – from social apps like VRChat to artistic workouts like Tilt Brush – is the primer you need to help you maintain a healthy VR life this year.


7. How to build the ultimate photo backup for Adobe Lightroom or Google Photos

A hard drive and laptop screen showing the Lightroom and Google Photos logos

(Image credit: Future)

It's the job that photographers and videographers put off the most: creating a secure backup system for all their photos and videos. 

But whether you're a pro with a bulging Adobe Lightroom library or a hobbyist who relies on Google Photos, creating a photo backup is a New Year's resolution that's well worth making in 2022 –  and James Abbott's in-depth guide is here to show you how to do it.


8. Why my new Apple Watch is the key to a better 2022 (and not just for fitness)

Two intertwined Apple Watches on a green background

(Image credit: Apple)

Over the course of 2021, Josie Watson started getting fed up with her dependence on a phone. From doomscrolling through social media to apps incessantly blasting notifications designed to trap you into an endless cycle of personalized ads wedged between posts from school friends and family members showing off engagement photos, sharing pixelated unfunny memes, or bragging about their culinary skills. 

Flash forward to Josie starting at TechRadar and using a smartwatch to learn more about her anxiety. She soon realized these wearables were so much more than just a fancy timepiece. 


9. Why I'm ditching my running watch in January

Woman fastening running shoes, not wearing a watch

(Image credit: Oatawa / Shutterstock)

Much as our Fitness Editor, Cat Ellis loves her running watch, first thing in January she prefers to leave it in a drawer and head out with bare wrists.

It's not permanent, and the phone still leaves the house just in case of an emergency, but it's a great time to remind yourself that you don't need tech to enjoy running. When you allow yourself to get into the zone, the simple joy of movement is enough.


10. Screw 'healthy' New Year's resolutions – mine is to play more PC games

Inside of a gaming PC with RGB elements

(Image credit: Alberto Garcia Guillen / Shutterstovk / Future)

The last few years have been awful. This means that the New Year's resolutions we make to ourselves as we enter 2022 are more important than ever.

That's why for Senior Computing Editor, Matt Hanson, his New Year's resolution isn't telling himself to lose weight or write a novel or eat less pizza. Instead, he's going to make a promise that will do a lot more good: play more PC games


11. How to use your new smartwatch to do a couch to 5K

Couch to 5K

(Image credit: Watch To 5K)

You might not be into running yet, but if you're thinking about getting in some treadmill time or going for a run in the park, know that your smartwatch can help you track your progress while offering guidance on areas to improve.

If you're a beginner, one way to feel this running thing out is by taking on a couch to 5K plan. It's the ideal way to ease yourself into a running or walking regimen. And your shiny new smartwatch can help you complete that plan - maybe even motivate you to stick to running long term too.

Coming soon...

We'll be publishing new features daily between Sunday December 26th and Sunday January 2nd – so here, in order, are the ones to look forward to over the coming week.

  • Forget Crypto, here's how to use your computer to do good in the world
  • How to keep your pet happy and healthy with tech this year
  • Why an ergonomic keyboard has been my best home office upgrade
  • 2022 is the year I buy an LG OLED TV, promise


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These were the biggest crypto security breaches of the past 10 years

As the cryptocurrency market has boomed over the last 10 years, so too have the number of security breaches and cyberattacks trying to take advantage of its growth.

According to a new report from invezz, it's estimated $12.1bn in cryptocurrency was stolen between January 2011 and December 2021 with Japan, South Korea, the US, the UK and China being the countries with the most security breaches.

When it comes to how such a massive amount of money was stolen, exploiting vulnerabilities in crypto exchange security systems was the most common tactic with $3.18bn lost in security breaches, $1.76bn stolen through Decentralized Finance (DeFi) hacks and $7.12bn lost through crypto scams.

At the same time, crypto scams increased by 850 percent from 2011 to 2021 and this year saw the highest number of scams with 76 in total. However, the largest increase in the number of scams occurred between 2016 to 2017 (180%) when some of the most serious cyberattacks took place.

Biggest cryptocurrency security breaches

The hack of the Japanese crypto exchange Mt. Gox back in 2014 remains the biggest in history after all these years. However, it marked the second time the exchange was hacked as it fell victim to a similar attack back in 2011 when $8.75m worth of Bitcoin was lost. In 2014, Mt. Gox lost the almost 850k bitcoins (equivalent to $615m) after hackers flooded the exchange with a huge amount of fake Bitcoin.

The second biggest cryptocurrency security breach occurred in August of this year when the blockchain-based platform Poly Network had more than $600m in cryptocurrency stolen from it. Thankfully though, most of these funds were returned and the platform offered the white hat hacker responsible a job.

Back in January of 2018, hackers infiltrated the exchange Coincheck and stole $534m in cryptocurrency. They did this by accessing hot wallets in a phishing attack before spreading malware to extract the funds. While Coincheck suffered the third largest cryptocurrency security breach in the last ten years, the exchange is still up and running and was even acquired by the Japanese financial services provider Monex Group in April of 2021.

Invezz cryptocurrency analyst, Milko Trajcevski explained why keeping your coins in a cryptocurrency wallet like the Ledger Nano X is the best way to protect them, saying:

“The main thing here that we all need to be aware of as cryptocurrency investors is the fact that, as long as you keep your cryptocurrency tokens on the exchange wallet you are using directly, they will be at risk. Hackers and bad actors are constantly pushing towards new ways of compromising the security of these exchanges, and while they are fairly secure and even promise cold storage options and insurance, you still have a slight level of risk there. The best and only way for you to keep your cryptocurrency tokens as safe as possible is to store them within a private cryptocurrency wallet. A private cryptocurrency wallet is one where you have full control over the private keys to that wallet. Additionally, you can go the extra distance and invest in a private cryptocurrency wallet, but the general idea here is to keep your tokens off an exchange, where you have full ownership and control over them.” 

We've also featured the best password manager and best antivirus software

Via Invezz



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Samsung Exynos 2200 Officially Teased, Could Be Powered by AMD's RDNA 2 Graphics

Samsung has teased its next flagship smartphone SoC — expected to be called Exynos 2200 ahead of its upcoming January 11 announcement.

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Vi Rs. 601 Prepaid Recharge Plan Reintroduced With Reduced Validity of 28 Days

Vi (previously Vodafone Idea) has reintroduced its Rs. 601 prepaid recharge plan with a reduced validity of 28 days from 56 days. Other benefits of the plan remain unchanged.

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Google Pixel 6, Pixel 6 Pro December 2021 Update Paused Amid Call Drop Issues

Google has paused the Pixel 6 and Pixel 6 Pro December 2021 update after users reported of call drops. The company said those who have been affected can perform a factory reset. The technology giant has identified a fix that will roll out in a software update by late January.

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Samsung Galaxy S22 Ultra Render Leak Suggests S Pen Support; Galaxy S22, Galaxy S22 Ultra Colours Tipped

Samsung Galaxy S22 Ultra has been spotted in new renders that suggest the smartphone could come with S Pen support including a built-in slot, like the Galaxy Note series. The upcoming Samsung flagship is tipped to launch in Burgundy Green, Phantom Black, and Phantom White colours options, while the Samsung Galaxy S22 will reportedly be available in Green, Phantom Blac...

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South Korea to Develop Technology for Artificial Sun to Maintain 100 Million Degrees for 300 Seconds by 2026

The Korean government is planning to develop a technology for South Korea's first artificial sun 'KSTAR' to maintain 100 million degrees for 300 seconds by 2026. The 300 seconds is the minimum time required for the commercialisation of nuclear fusion technology.

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Samsung Galaxy S21 FE Cases Accidentally Revealed by Company Ahead of Launch

Samsung Galaxy S21 cases have been accidentally revealed by the company ahead of its official launch. The phone appears to have a list of case options which would be available in a variety of colour options.

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Zomato, Swiggy to collect 5% GST: Will your online food bill get costlier?

If you are planning to ring in the New Year tomorrow by ordering food through platforms like Swiggy and Zomato, don't be surprised if you are asked to pay more. For, starting tomorrow, the Goods and Services Tax (GST) changes kick in, and food delivery platforms like Swiggy and Zomato are mandated to collect and pay the GST on behalf of all restaurants.

As ever with tax changes in India, there is a bit of confusion in this one too. 

Currently, all cooked food orders sold by restaurants (via food aggregators) invites a 5% GST. That is over and above the 18% GST that all foods get levied at the restaurant.  The onus of paying the the 5% GST  was hitherto with the restaurants. Now that responsibility has changed to the food delivery platforms.

What is the real change? Has a new tax been levied?

The proposal to direct food delivery platforms to collect and pay 5% GST on food orders directly to the government was announced last September at the GST Council Meet. 

The decision was taken to bring online food deliveries on par with cooked food sold by restaurants. The government has made it clear that no new taxes have been introduced, and that it is simply a matter of the GST collection centre being transferred. 

To make things clearer: At present, if any customer orders from a restaurant using platforms like Swiggy or Zomato, the online food app is supposed to collect the 5% tax on the order from the customer and pass it on to the restaurant that will have to pay the government. From now on, the food delivery apps will collect the same tax from customers and deposit it to the government directly.

Why this change?

The decision was taken in order to prevent revenue leakage at unregistered restaurants. Many eateries are unregistered as they are below the threshold of Rs 40 lakh turnover per annum.

Further, restaurants charge GST from their customers on every order placed through the food delivery app but fail to pay the tax to the government. Delegating responsibility to food aggregators is meant to reduce this tax evasion. It is estimated that the government has so far lost revenue of around 2,000 crore due to revenue leakage.  

While Swiggy or Zomato cannot charge you a fee on the GST slab, they can charge a fee that justifies the extra work. And that is where this fear that your online food orders may get costly stems from.

Some clarity is expected to emerge based on the decision that food app companies take.

Check out our yearend stories around Tech, OTT, Fintech and Movies:

Keen to follow the latest events and news from the world of consumer electronics and gadgets? Follow TechRadar India on TwitterFacebook and Instagram!



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Florida-Based Restaurant Gives a Crypto Flavour to Menu, Serves Asset-Themed Dishes

Crypto Street Restaurant in Florida, US has listed crypto-themed food items on its menu. Some of these dishes are Blockchain Club Sandwich, Crypto Salad, To The Moooonnn Sundae, and SHIBA Shrimp cocktails.

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Amazon was the big winner from 2021's Black Friday and Cyber Monday sales

If you bought something on Black Friday or Cyber Monday, maybe a little Christmas present, you definitely weren't alone in 2021. Millions of people took advantage of the sales bonanza this year, receiving big deals on loads of things in return. 

To help make sense of how huge the occasions are, TechRadar Pro commissioned a survey one OnePulse, which asked 500 respondents some questions about the festivities. 

Amazon is the winner and it's not even close

According to our survey, carried out by OnePulse, of the 500 respondents a whopping 34.6% bought items from Amazon, the largest group, followed by those who did not participate (33.4%), bought from a high street retailer (14.6%), or bought from Wish, Aliexpress, Shein, or elsewhere (17.4%). 

In terms of sourcing the deals, respondents were more divided: 29% went straight to the store (on or offline); 22.6% used Google; 11% used promotional emails; 8.4% used WhatsApp; 6.4% used Facebook and/or Twitter; and the remaining 22.4% did something else entirely. 

But were all of the deals worth it? 30.6% were either very or somewhat happy; 30.4% were ambivalent; 22.4% were either very or somewhat unhappy; and 16.6% had no opinion at all. 



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What can we expect from Apple's rumored AR/VR headset in 2022?

Every few years, an Apple product that's not confirmed by the company, builds momentum in rumor and speculation until it’s impossible to avoid.

The iPad had it when it was rumored to be called the iSlate in 2009, while the Apple Watch was thought to be a next-generation iPod nano around 2013. The Apple headset that’s going to introduce VR and AR to its customers is the latest in these rumors of what could be launching next from Apple.

Augmented and Virtual Reality has seen huge improvements in recent years, with companies such as Oculus and Valve refining the experience and offering storefronts where you can play a variety of VR games.

But Apple has a chance to redesign its ecosystem to adapt to VR and AR in interesting ways that have not been attempted before.

A VR iTrooper

Apple VR

(Image credit: Future)

It’s not clear whether this rumored headset will both feature AR or VR features, or whether there are two headsets that will cater to each instead. But Apple has a way of adapting its apps into other devices while not compromising on features, while making them unique to the device in question.

With many operating systems ending with ‘OS’, we suspect that rOS, to stand for reality could be a good candidate for the software that the headset will run on, as it works for both VR and AR.

In previous years Apple lays down the groundwork for what’s coming, such as the iPhone for the iPad, or 3D Touch appearing in the Apple Watch and then seeing it debut in the iPhone. With this in mind, Siri could be a big hint towards what it’s planning for the headset.

Earlier this month, an Apple Music Voice Plan was released, where you can control your music only by Siri for $4.99 / £4.99 / AU$4.99 a month.

This plan could be a great fit for the headset, as you don’t need to use anything tangible to navigate your music, only through Siri. Browsing the App Store or choosing another app to use through Siri could be an intuitive way to use the headset without having to use controllers similar to the Meta Quest 2.

Spatial Audio, a feature in Apple Music again where you can turn your head and the sound will feel as though it's coming from one specific place, could also work well for the headset.

But when it comes to games, this is where the controllers would be a must and an inspiration for developers.

A VR App Store

Apps in VR are only beginning to diverge from giving short experiences like Beat Saber, to communication and accessibility such as what META is announcing for the metaverse and avatars. Seeing FaceTime VR or AppleTV+ VR is a tantalizing thought, but developers could transform the apps they already have available, into being made into a native VR headset app.

Apps like CARROT and TikTok could benefit from what the headset may offer, especially if widgets also make their debut.

What about AR?

Then there’s the aspect of AR. Augmented Reality allows you to have certain bits of digital information in a normal lens. Imagine a pair of glasses that has a section of the lens where it shows live information, such as a widget or push notifications.

This is something we’re already seeing in some apps, especially the Measure app. Others such as IKEA can allow you to place furniture in the camera’s viewfinder on the iPhone, to see if it fits your room.

There’s no reason why this headset could have both by switching modes. Seeing live widgets in a corner of a lens as you walk around your house is a tempting prospect, as it saves you from checking your phone from your pocket, or glancing at your Apple Watch.

WWDC in 2022 could showcase what developers could do with the headset, and with Apple’s Silicon chips showcasing how much power they can achieve with far less power consumption than an Intel and AMD CPU, we could see the first-generation headset feature impressive battery life for an app store that could show what AR and VR could do in the Apple eco-system.



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Samsung Galaxy S22 Ultra set for 1TB storage option as more case photos leak

A new report is claiming that the new Samsung Galaxy S22 high-end model - the S22 Ultra - will get a huge 1TB storage option.

The news comes from reliable fan site SamMobile, which says it has ‘learned’ that one variant of the Galaxy S22 Ultra will offer the huge storage option.

With the launch of Samsung’s new S22 range imminent - likely happening in February - we’re expecting to see more of these leaks in the coming weeks, as Samsung seeks to maintain its lead as the world’s biggest smartphone brand.

The lack of a 1TB option has been a surprise omission since the Galaxy S10 Plus in 2019 - while it’s perhaps a storage option that few will take up, when Samsung dropped the microSD slot on the Galaxy S21 range, it was expected that a larger 1TB option would land - but it was nowhere to be seen.

Alongside this leak from SamMobile, Twitter user @hypark22 has been showing off a phone that they claim is a dummy version of the Galaxy S22 Ultra. 

The Twitter account shows multiple images and a video of the example unit in action, with @hypark22 claiming that their account was temporarily locked, following an alleged claim from Samsung over other images of an S22 dummy model being posted.

See more

Is 1TB really enough?

More surprising was the fact that Apple launched a 1TB option of its iPhone 13 Pro range, meaning it was offering larger storage sizes than its South Korean counterpart - a rare move, and one that proved there’s a market for those wanting to capture a lot of high-quality video.

The natural question would be whether 1TB will be enough - with Samsung likely losing the microSD slot, there would be no way to increase the capacity. However, most will never even come close to hitting 1TB of storage, even with many hours of high-end photography, apps and more.

With the Galaxy S22 Ultra likely to be able to capture 8K video, a 1TB storage option makes a lot of sense - it just remains whether this will be the only model to offer it, and whether it will come in multiple colors.

If Samsung simply offers a 1TB option in black or similar muted color, it’ll be missing a trick - with creatives the target market for a phone with such high storage, bolder colors would be a great selling point.



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Intel has officially sold its SSD business to SK Hynix

SK Hynix, South Korean memory semiconductor supplier of DRAM chips and flash memory chips, has completed stage one of its acquisition of Intel’s SSD and NAND businesses.

This follows recent official Chinese approval of the deal, which will see Intel being paid over $7 billion.

To handle its new SSD business, SK hynix formed a new subsidiary, called Solidigm. It will be spearheaded by Rob Crooke, former Intel SVP and GM for the company’s Non-Volatile Memory Solutions Group, while Lee Seok-hee, president and co-CEO of SK hynix, will take up the position of executive chairman. Solidigm will be headquartered in San Jose, California.

Exiting low-profit positions

The overall deal is worth $9 billion, but the plan was always to split the work into two stages. The first stage, which has now been completed, includes transferring Intel’s semiconductor fabrication plant, Dalian, located in China, to SK Hynix. It also includes transferring some employees and intellectual property.

The second stage, however, won’t be completed before 2025. Until then, Intel will use some of the WAFER design and intellectual property to produce NAND wafers at the Dalian factory.

When the deal is finalized, though, Intel will no longer produce NAND flash memory. It still plans on producing workstations for years to come. 

Even though Chinese regulatory hurdles have been overcome, some restrictions will be in place. As reported by Tom's Hardware, there will be some pricing limits for finished products and components, as well as supply expansion assurances for enterprise-class PCIe and SATA components, for the next five years. 

"Solidigm is poised to be the world's next big semiconductor company, which presents an unprecedented opportunity to reinvent the data memory and storage industry," said Crooke. "We are steadfast in our commitment to lead the data industry in a way that can truly fuel human advancement."

Intel is continuing down the path of detaching low-profit, capital-intensive operations, in favor of higher-earning projects, Tom’s Hardware claims. Intel’s company that develops technologies for self-driving cars, Mobileye, will also be taken public next year. However, as things stand right now, Intel plans on being the company’s majority owner. 



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LG OLED TVs are about to get even better

LG has announced an upgrade to its OLED TV technology, which it claims will make its class-leading television technology even better under the name OLED.EX

While OLED technology underpins some of the best TVs on the market, it can still be darker than some of its counterparts - but by using a new compound in the production of the OLED itself, LG claims it can improve brightness by 30 percent.

This involves using deuterium, a substance that’s similar to hydrogen in atomic structure but uses an additional particle (hence the nickname of ‘heavy water’ when talking about deuterium oxide). This compound replaces hydrogen in the creation of OLED TVs, enabling an increase in brightness.

LG is also adding in new algorithms to stabilise the OLED pixels used in its TVs, allowing the TV to predict the lighting patterns of millions of pixels and fire them precisely, meaning that the dark and bright areas of the scene will be more pronounced.

This extra technology will also enhance LG’s design capabilities, meaning that the bezel around the edge of the display can shrink down to 4mm - while 6mm (the current size) is hardly overbearing, it moves LG’s OLED TVs closer to the ‘zero bezel’ design goal that looks more attractive when placed in a living room.

The new OLED.EX TVs are likely to get a demonstration at CES 2022, although in what capacity is unclear. The technology isn’t set to enter production until April 2022 at the earliest, so it could be used in the forthcoming (but unannounced) C2 OLED TVs that we expect to launch later in the year.

LG hasn’t confirmed whether this refined manufacturing process will add anything to the cost of its OLED sets at the time of writing - TechRadar has contacted the brand to find out.

What’s deuterium?

Used in fusion reactors, deuterium is a commonly-used organic compound that’s derived from sea water. As mentioned, it’s known as ‘heavy water’ and has been used for years in scientific research as well as consumer electronics.

As the cost of production has reduced, LG says it’s worked out a way to derive deuterium and apply it to its OLED TV creation - clearly a threshold of cost effectiveness has been breached as the South Korean brand seeks to improve the quality of its OLED displays.

Seen for years as the ultimate in TV display, OLED TVs have been under threat from the likes of QLED displays from Samsung - which led to the latest 8K QLED set dethroning an OLED from the top of our best TV list.

Will this advance in display technology make the difference? It’s hard to tell from a simple release, but rest assured we’ll be pushing this through our rigorous testing procedure to find out as soon as possible



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Why I'm ditching my running watch in January

Much as I love my running watch (I’ve been lucky enough to try heaps of great running watches, but the Garmin Instinct Solar is still my favorite), first thing in January I prefer to leave it in a drawer and head out with bare wrists.

3 tips for mindful running

Get stress out of your system
Before you warm up, take a moment to write down anything that's bothering you so it's not circling around in your head while you run.


Leave the headphones at home

Running without music or a podcast lets you be more aware of the world around you.


Disconnect from Strava

Take the pressure off by skipping the competitive networking app.

It’s not permanent, and I still don’t go out without a phone just in case of an emergency, but it’s a great time to remind myself that I don’t need tech to enjoy running. When you allow yourself to get into the zone, the simple joy of movement is enough.

It can feel unnatural to go out sans wristwear, particularly in January. A new year means new goals, and if you’re a runner you might have already started by signing up for some races with a view to setting some new personal records. Perhaps a 10k in March, a half marathon in May, a full marathon in August, or even a combination of all three if you’re feeling particularly ambitious.

You might have drawn up a training plan too, aiming to steadily increase your mileage each week alongside a sprinkling of interval and hill sessions. It’s a great way to prepare and get yourself race-ready – but you don’t necessarily need to circle January 1 in red and head out with a new purpose first thing in the morning.

Free and easy

Instead, I like to use the new year, when the roads are quiet and the air is calm, to remind myself why I started running in the first place – and that’s the escapism of it. When it’s just me alone, with only the rhythm of my feet and breathing, it’s wonderfully freeing. With no watch to check, I can spend my time enjoying my surroundings, listening out for birds and insects. And with no particular time or pace in mind, I’m free to explore and discover new places as you go. I can just move at a pace that feels comfortable, and go on a little adventure.

On a recent watch-free run, I spotted a little flash of electric blue by the river Avon – quite small, but too large for a dragonfly. It was a gorgeous little kingfisher hunting for its lunch, and if I’d glanced down at my watch I would have missed it completely.

Happy woman in pink jacket running in the woods

Not checking your stats means you're free to take things at your own pace and become immersed in your surroundings (Image credit: Shutterstock / Maridav)

Running without tech can also help avoid the disappointment that sometimes comes if you’ve been too busy to train as often as you’d like towards the end of the year, then taken a long break over Christmas. It can be disheartening when your pace suffers as a result of a little too much festive cheer, and making your first few runs untimed and untracked can take the pressure off.

Finally, it allows you to listen to your body rather than being governed by the digits on a screen. I can dial back the effort if I'm starting to tire, or push myself a bit harder if everything feels good. It's turning the run from a conversation with an app or social media into one with yourself.

There's a saying that if a run or bike ride isn't on Strava, it didn't happen, but for me the new year isn't a time for keeping pace with the Joneses. It's about falling back in love with running, and that's what I intend do do.


This article is part of TechRadar’s Tech Resolutions series, a motivating blast of encouragement showing you how to supercharge your new year with tech. Running from Sunday December 26 to Sunday January 2, our series will also reveal how we’re aiming to level-up our gadget lives in 2022. So whether you’re looking to become a Chromebook power-user, beat your takeaway obsession with a new air fryer, or use a smartwatch to propel you to new fitness heights, we’ll show you how to get your new year off to a flier. And when it all inevitably goes wrong, you can always blame the gadgets.



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Oppo Enco M32 Earphones India Launch Set for January 5, Specifications Revealed

Oppo Enco M32 neckband-style earphones launch in India is set for January 5, the Chinese company has announced. They will come with fast charging technology, long battery life, dual-device fast switching, IP55 rating for dust and water resistance, 10mm dynamic drivers and ergonomic fin design.

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OnePlus 10 Pro Specifications Suggested by Geekbench, China’s 3C Ahead of January Launch

OnePlus 10 Pro specifications have purportedly surfaced on benchmark platform Geekbench and the China Compulsory Certification (3C) website ahead of the official launch. While the Geekbench listing shows 12GB RAM, the 3C site suggests 80W fast charging support.

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Hisense announces year end bonanza offer; introduces new 'Simple Life' series washing machine with steam sterilization in India

With the year drawing to a close, global consumer electronics and appliance manufacturer Hisense has announced its biggest offers for its customers across the product portfolio.

The offers include special prices and extended warranty on its television range. The brand has also introduced a new entry level washing machine — ‘Simple Life’ series with steam sterilisation technology in silver finish, available in 6Kg and 7Kg at INR 19990/- and 24990/- respectively.

Hisense entered the Indian market last year and has launched an array of products including Smart TVs, QLED TV’s with Full Array local diming, Flagship 8K TV, Side by Side Refrigerator, and Washing Machines. Within two years, the brand has gained immense popularity among its consumers with its innovative offerings at competitive price points.

Keeping up with this trend, Hisense is geared up to launch its new product range which includes a new 120 inches Laser TV -120L9G, a new AC line up, the new Tornado A7H and Entry level 4K series - E6H, A6H. The brand will also be launching premium televisions that include OLED TV, QLED U8H & U7H. Further, the brand will also be strengthening its washing machine portfolio with the launch of a new Front Load Washing Machine.

Rishi Tandon, COO, Hisense, said, “The Indian market has graced Hisense with an immense positive response. We have seen a tremendous growth for the products that we have launched in the Indian market and we strive to launch more cutting-edge products for our consumers in the coming future. To celebrate the New Year and instil trust in our products, we are delighted to offer five-year warranty to our customers unlike other players in the market”.

The brand is all set to give its customers an amazing consumer offer as they step into 2022. The offers include:

  • Tornado Series A73F

Hisense Tornado A73F series provides an astonishing sound equipped with a JBL 6 speaker system with 102 watts of powerful sound. The TV provides a rich viewing experience with features likes Dolby Vision HDR, HDR10, HLG, and Ultra Dimming. Putting you in the center of the action from the comfort of your living room. Available in 50”, 55” & 65” inches

Warranty Offer: 5 Year Warranty (Extended warranty on panel)

Special Price: 50” variant – INR 40,999/-, 55” variant – INR 45,999/- & 65” variant – INR 69,999/-

Hisense Tornado A73F series provides an astonishing sound equipped with a JBL 6 speaker system with 102 watts of powerful sound
  • Vivid 4K TV (43A6GE)

A Vivid viewing experience with ultra-vivid high contrast panel you can experience depth in every picture. Equipped with features like Dolby Vision, HDR 10+, HLG and Dolby Atmos. Hisense Vivid 4K TV (43A6GE) is the perfect choice to enjoy your favorite content.

Warranty Offer: 5 Year Warranty (Extended warranty on panel)

Special Price: INR 30,999/-

Equipped with features like Dolby Vision, HDR 10+, HLG and Dolby Atmos. Hisense Vivid 4K TV (43A6GE) is the perfect choice to enjoy your favorite content.
  •  MegaTV (70A71F)

Feel the action come alive with the Hisense Mega 70” TV that will upgrade your viewing experience to another level. Enjoy rich visuals with Dolby Vision, Ultra Dimming, UHD AI Upscaler, Precision Colour and much more. Immerse into powerful audio Dolby Atmos and 36W sound. With the bigger screen your entertainment will get better and better.

Warranty Offer: 5 Year Warranty (Extended warranty on panel)

Special Price: 55” variant – INR 38,999/- , 70” variant – INR 79,999/-

Enjoy rich visuals with Dolby Vision, Ultra Dimming, UHD AI Upscaler, Precision Colour and much more with the Hisense Mega 70” TV

Washing Machine Range (WFVB6010MS & WFVB7012MS)

Hisense introduced its entry level washing machine range Simple Life series washing machine series. It is specially curated with 15 Washing Programs, Steam Sterilization, High Handle Design, Snow Flake Drums and Quick Wash functions to add convenience to your life. Its Snowflake drum ensures gentle cleaning of your laundry while providing hygiene. Available in 6Kg and 7Kg.

The Simple Life series washing machine has been specially curated with 15 washing programmes, steam sterilisation, high handle design, snow flake drums and quick wash functions to add convenience to your life

Hisense has its footprints globally with a presence in over 160+ countries, along with 16 manufacturing facilities located in countries like South Africa, Slovenia, Serbia, Mexico, Czech etc.



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Oppo A16k India launch by mid-January -- specifications and more

The Oppo A16K had launched in the Philippines early in November this year and we had speculated that it would appear in India in the sub-Rs.15,000 category. There is now information floating in that the smartphone would appear on Indian shores in the second week of January. 

A report published by 91Mobiles quotes tipster Mukul Sharma claiming that the new handset would appear in the first or second week of January. The company brought the Oppo A16 as the successor to its Oppo A15 launched in October 2020, thus adding more devices to its series of budget phones under the A series in India. 

The Oppo A16 came packed with the MediaTek Helio G35, a big 5,000mAh battery and a triple rear camera on the back. The company had also launched the Oppo A15s announced back in December with massive 5000mAh battery for Rs 11,490 and followed it up with a 128GB variant while retaining the same 4GB RAM.

Coming to the specifications of the upcoming Oppo A16K, the Indian variant could have 3GB RAM mapped to 32GB internal storage with a microSD card to boot. It has a 6.52-inch HD-plus water drop display with flat edges. However, the device could sport a lower 4,230mAh battery pack with 10W fast charging capabilities.

In the Philippines, the handset debuted with a mid-range MediaTek Helio G35 chip focused ostensibly for gaming needs. The device came with up to 4GB RAM and up to 64GB internal storage. We do not know if Oppo would bring an additional variant with higher internal storage in India. 

The device has an in-built 5MP selfie camera with the Oppo A16k also holding a 13MP camera with LED flash. It runs on ColorOS 11.1 on top of Android 11 with a face unlock feature but misses out on the fingerprint scanner from the past. The Oppo A16K measures 7.85mm and weigh 175 grams. The color options could include Black, White and a Blue hue though more would be known only at the launch. 

From a connectivity point of view, the device comes with a dual-band Wi-Fi, Bluetooth v5, a 3.5mm headphone jack, GPS, and a USB Type-C port. The main shooter also includes features such as night filters and power-saving mode. On the price front, the device sold in the Philippines for PHP 6,999 (approx. Rs.10,300). 

Our yearend reviews of technology, games and movies

Follow TechRadar India on TwitterFacebook and Instagram for the latest updates.



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Coinone Crypto Exchange Ramps Up Security Around Token Withdrawals in Compliance With South Korean Law

After South Korea enforced crypto monitoring laws in March, Coinone along with other exchanges has mandated some know your customer (KYC) requirements. It includes users registering their external wallets with the exchange.

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5G, consolidation and sustainability: Five mobile industry trends to watch in 2022

The mobile industry continued to play a crucial role in society during 2021, helping billions of people around the globe stay connected to friends, family, and colleagues as lockdowns and pandemic-related disruptions continued into a second year.

5G rollouts continued at pace, new smartphones wowed consumers and businesses, while telcos diversified into new areas to meet demand for sophisticated collaboration and remote working technologies. Meanwhile the year ended with discussions of the metaverse and what role mobile communications can play in making this vision of an immersive, inter-connected future a reality.

In the current climate it feels more difficult than ever to make any predictions with a degree of certainty. Covid-19 and an ever-changing technological landscape make sure of that. But that doesn’t stop us trying. Here are five things to look out for in 2022.

5G adoption will rise but handset shortages will persist

The first prediction is hardly one that would have required the alleged skills of Nostradamus, but 5G coverage will continue to expand during 2022 and adoption will rise. Ericsson says there will be 600 million 5G subscribers by the end of the year, boosted by operator rollouts, strong demand in China and North America, and the availability of cheaper compatible handsets.

However as has been repeatedly stated by various industry observers in recent years, 5G is the first generation of mobile infrastructure where network availability is more prevalent than handset adoption. Although the pandemic has had an inevitable impact on network construction, the global chip shortage is having longer-lasting effects.

The smartphone market showed some signs of recovery in early 2021 but a lack of key components contributed to a decline of 6.8% in Q3, according to Gartner. Although the premium segment is less affected by the shortage of key components such as radio frequency units, power management circuits, and other chips, a lack of 5G handsets in the mid and low end of the market could hamper adoption.  

Deloitte predicts that the shortage will last until at least 2022 and possibly even 2023. However some analysts are optimistic about the market’s prospects next year. CCS Insight predicts 900 million 5G devices will be sold in 2022, accounting for half of all sales, so long as vendors and operators do their best to drive enthusiasm among consumers.

5G-antenner

(Image credit: Christoph Scholz/Flickr)

Is telco consolidation back on the cards?

In 2016, Three and O2 abandoned their planned £10.25 billion merger because of hostility from UK and European regulators who feared a reduction from four operators into three would impact competition. The proposal followed similar transactions in other European countries where research suggested prices had risen as a result.

Both parties moved on, with O2 merging with Virgin Media earlier this year, and Three looking for other areas to grow as a pure-play operator in the UK. However crucially, in 2020, Three’s parent company CK Hutchison successfully challenged the EU’s decision to block the deal.  

Fast forward to 2021 and operator are once again calling for consolidation to help cut costs and fund investments in full fibre and 5G. Mergers and partnerships have been seen elsewhere in the world and it appears as though regulators in Europe are more receptive to such moves given the importance of telecoms to wider economic strategies and society in a post-pandemic world.

OpenRAN and the great diversification drive

The OpenRAN ecosystem went from strength to strength in 2021, with signs that the telecoms industry is moving beyond a small group of big suppliers in the 5G era. Five of Europe’s leading mobile operator groups - Deutsche Telekom, Orange, Telefonica, TIM, and Vodafone – have agreed to work together on open networking technologies, and governments around the world are lending their support to R&D and commercialisation efforts.

Some of this assistance is motivated by geopolitics. The UK government in particular has been a keen supporter of OpenRAN following the decision to ban Huawei from the rollout of 5G in Britain. However, OpenRAN could also reduce costs and increase innovation by removing the barriers to entry for smaller players in the market. Vodafone UK has committed to deploying OpenRAN at least 2,500 sites by 2027.

Expect to see more trials – especially with regards to interoperability - and more partnerships in 2022.

industry

(Image credit: Pixabay)

5G will start to make an impact on the business world

Nearly all commercial 5G deployments to date have relied on non-standalone 5G (NSA 5G), which uses new radio technologies but still relies on the underlying 4G core. However, 2021 saw the shift towards Standalone 5G (SA 5G), which uses a virtual cloud-based core that allows data to be processed closer to the point of collection and enables features like network slicing.

SA 5G offers guaranteed speeds, enhanced reliability, and ultra-low latency – features that will enable the most revolutionary 5G applications and drive the most significant revenue opportunities for operators. These include the Industrial Internet of Things (IoT), advanced robotics, and mixed reality (MR).

Supported by partnerships with the IT industry that will allow operators to diversify their offering, businesses will increasingly use or at least explore the use of 5G for private networks, edge computing, and Internet of Things (IoT) services.

Sustainability will remain a key issue

The mobile industry has long positioned itself not only as an enabler of economic growth but a force for good – especially when it comes to environmental issues. The warnings of the UN’s report into climate change and the COP26 conference brought sustainability into the public’s consciousness like never before and operators have been eager to tout their green credentials.

The shift to renewable sources of power, the adoption of more energy efficient network standards like 5G, and the development of services such as IoT that allow customers to reduce their carbon footprint are three examples of this. Expect to see much more of this in 2022.

However, it’s also important that the entire industry continues and accelerates its efforts. Deloitte predicts that smartphones will generate 146 million tonnes of CO2 in 2022 and although this is less of 0.5% of global emissions, analysts believe this can be reduced.

Production should be more energy efficient, devices and materials should be recycled wherever possible, and handsets should be easier to repair. All of these measures will reduce emissions and e-waste, allowing the mobile industry to fulfil its environmental potential. Recent events suggest there is room for optimism.



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Portable audio players vs MP3 players: what's the difference?

The MP3 changed music. By making music files smaller without sacrificing too much sound quality, MP3 meant we could take our entire music collection around with us or stream it instantly from the cloud. 

Today, almost every portable music player is an MP3 player – but chances are it won't be playing MP3s. 

That's because audio technology keeps getting better. Modern audio services and formats can deliver sound so good that they go beyond even CD quality, the kind of sound that gives your goosebumps goosebumps. 

So what's the difference between a portable music player and an MP3 player? Let's find out.

More than just MP3

MP3's job is to make audio files smaller, and it does that by analysing the music and deciding what bits to throw out – hopefully in a way that you won't notice. 

This is called "lossy compression", because it involves reducing the amount of musical information in the file. The smaller you make the file, the less musical information it contains but the faster you can download it and the less room it takes up on your device.

That was important in the early 2000s because our internet connections were slow, mobile internet was hopeless and our devices had limited storage: even the mighty iPod only had 5GB when it launched. So for many people – most people – the benefits of MP3 outweighed the downside, which was poorer sound quality. 

That's still the case for some streaming services today, so for example the standard Spotify service streams music in MP3 format because it's good enough for many listeners. 

But Spotify also offers lossless audio, as does Apple Music and many other services – and lossless is the format of choice for today's portable audio players too.

Cut your losses

As the name suggests, lossless audio means the original musical information isn't tampered with – so if the original was CD quality, the lossless version is also CD quality. 

Files are much bigger than the best quality MP3 but they are audibly better – and with today's fast internet, fast mobile data and large storage capacities the file size doesn't really matter any more. 

Lossless audio essentially takes the original CD quality file and uses a more efficient file format to deliver it.

Some streaming services and many portable audio players go even further, with support for high resolution audio. That delivers quality even better than CD. 

Young woman listening music with headphones

(Image credit: Shutterstock / Antonio Guillem)

Without getting too technical about it, CD quality isn't identical to the original: it scans the original 44,100 times per second to create a digital version that sounds as close to the original as possible. But you can sample even faster, and you can record more information in each sample.

If you do that, you've got a higher resolution file that's much closer to the original performance or recording: so instead of 44,100 sixteen-bit samples per second you might have 96,000 twenty-four-bit ones. You won't notice the difference on cheap earbuds, but if you have high-end headphones or speakers the difference is extraordinary.

Different providers offer different versions of hi-res audio, but they all have the same thing in common: they’re lossless audio files with sampling rates higher than CD quality.

How to choose an MP3 or portable audio player

We mentioned before that almost all music players support MP3. But there are other formats you should know about too, especially when you're buying hardware. 

In addition to MP3 there's AAC, a slightly more efficient form of lossy compression, and then there are the higher resolution formats: WAV and AIFF (CD quality) and FLAC/ALAC for higher resolutions. 

If you want to buy a portable player with high-res music capability, look for those latter formats: FLAC is the most widespread and ALAC is just Apple's version of it. 

You may also encounter DSD, which is the format used by Super Audio CD, and MQA, which is the favoured format of Tidal for hi-res audio. 



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A bumper year for Indian fintechs in 2021 - Good times to last

Without a doubt, 2021 has been the year of fintech in India. The rapidly growing computing power, widespread internet penetration, and increased internet speed and coverage have all been enablers for fintech solutions and startups to penetrate the Indian market deeply, widely and rapidly. The sustained pandemic, which has put paid to physical mobility, has also helped fintech companies and services to take roots firmly. 

The thing about fintech is, if one can get past the technical challenges, it is more inclusive than regular financial services, and in fact more suited for rural and backward localities of the country. Beyond enabling digital payments and helping people buy, say, insurance online, the new crop of companies are creatively disrupting consumer and business finance with new and novel offerings. So much so, the Kotak Mahindra Bank MD and CEO Uday Kotak recently warned banks, "wake up or you will see large parts of traditional financial systems move out."

It is no surprise that Indian fintech companies raised a whopping $9 billion in 2021. As neobanks and digital lending look to gain traction, the coming years too can be advantageous for fintech if the winds continue to blow favourably for them. 

The issues that can set them back are data security and privacy risk, and also the vagaries of governmental regulations and policies.

Plethora of fintech unicorns 

Some of the unicorns of India in 2021

(Image credit: Startuptalky.com)

The digital India campaign is increasing the use of digital payments in brick & mortar stores including roadside vendors and small shops. All these factors are expected to drive the growth of the Indian fintech transaction market.

India fintech transactions market can be segregated into payment modes, services, applications and regions. Based on payment modes, the market can be divided into Payment Interfaces, Payment Gateways, PoS Terminals, Prepaid Payment Instruments, Remittance & Others.

Out of these, the payment interfaces segment held the largest market share of 69.99% in FY2021 as these payment models allow users to use their smartphones as a virtual debit card that has made sending and receiving of money instant. Moreover, the concept of QR codes has removed the use of digital wallets altogether.

We said fintech brands managed to raise around $9 billion in India, and in percentage terms fintech funding soared over 200% in 2021 in comparison to 2020.

The amounts were raised over 410 equity funding rounds in 2021. For the record, in 2020, around $2.83 billion was raised across 303 rounds.

Within fintech, payments continue to rule the roost. Payment companies managed to raise $4.11 billion, which is 46% of the year’s fintech funds. Companies like Pine Labs ($700 million), Razorpay ($535 million), Cred ($547 million) showed the way in this.

Among 43 startups that turned unicorns in 2021, 12 were from the fintech space. And these 12 managed to raise Funds worth $4.8 billion.

Some of the fintech companies that turned unicorns include Digit Insurance, CRED, Five Star Finance, Groww, Zeta, BharatPe, Mobikwik, Acko, Upstox, and Slice.

Funding momentum to continue in 2022

Even early stage fintech startups are creating buzz. Around 145 early-stage fintech startups raised a total of $735.3 million in funding till December 10, 2021, versus 74 startups that raised $254.9 million in the comparable period last year.

Big investors like Tiger Global Management, Ribbit Capital and Sequoia Capital, BlackRock, Mastercard and SoftBank are aggressively pumping money in the India's fintech ecosystem.

Experts opine that this funding spree and valuation high are no flash in the pan. They feel that these companies are intrinsically strong and as such the fintech sector is will aligned with the future needs, and hence would attract more funding in the future, too. "The funding spree will continue well into 2022 and towards the latter part of the year we will get to see some consolidation," said one industry analyst.

Consolidation on cards

Happy days ahead

The rising investors' interest and consumer base indicate the potential of fintech industry.

As of now, the UPI payments landscape is dominated by Google Pay and PhonePe. But the National Payments Commission of India (NPCI) 30% cap on transactions will push the two to 'moderate' new customer acquisition and reduce transaction volume to within prescribed limits by the end of 2022.

The coming year will see more action in this happening segment.

Already the Prosus-owned payment fintech PayU acquired another major payment gateway, BillDesk, for $4.7 billion. The acquisition will bring the combined entity’s Total Payment Volumes (TPV) to $147 billion. 

This year also saw Paytm come up with India's largest-ever IPO worth around $2.4 billion --- but what happened after its listing is a different story. Another fintech firm Policybazaar also entered the exchanges this year. Companies like Pine Labs and Digit Insurance may go for IPOs in 2022.

Fintech startup BharatPe in collaboration with Centrum Financial Services acquired the Punjab and Maharashtra Cooperative (PMC) bank. A startup and NBFC coming together to take over a bank in emblematic of the year that fintech companies have had in India.

The rising investors' interest and consumer base indicate the potential of the fintech industry.

By the end of the next year, analysts say, the industry will see some kind of consolidation and realignment as things settle down. More collaboration between fintech companies and banks is also being predicted. As competition will intensify, acquisitions and mergers are also inevitable.

Adoption of new technology not just by building own IP, but through leveraging of partnerships with other fintech ecosystem stakeholders will become imperative for growth.

BNPL, the cynosure

BNPL, representative image

(Image credit: Pymnts.com)
Easy and attractive

BNPL apps make credit available to people when they need it, without having to spend much time on KYC authentication.

Fintech companies are also expected to fill the gaps of small-ticket credit requirements and access to online banking services in the coming months. Buy Now Pay Later (BNPL) services will be key in this regard. Credit cards can fix the ticket size issue, but they are looked sceptically at in India.

The BNPL payment ecosystem in India is valued at around $11.57 billion in India.

Apart from the host of ancillary services they offer (discounts and cashback), BNPL has been popular with consumers in India because it allows them to borrow small amounts of loans, on an as-needed basis, unlike with a personal line of credit from the bank.

BNPL apps make credit available to people when they need it, without having to spend much time on KYC authentication. Even checking out carts using BNPL is easy.

BNPL companies, with their approach, have created a better perception of loans. Little wonder we have close to 40 BNPL-focused startups in India. Many established players are also pivoting to or have started offering BNPL services on their platforms.

Companies like LazyPay, which has over 30 million users in India, Simpl, which saw a 40% spike in transactions for daily essentials, ZestMoney, ePayLater, and Capital Float are among the big players in the segment.

Stock market services and complementary products

Trading strategy platforms proliferate

Another area of interest for fintech startups is the stock market services. The year saw a rise in trading strategy platforms to serve retail investor growth.

Fintechs are also likely to focus on complimentary products such as digital bookkeeping, inventory management, staff and expense management, and GST collection. Many big companies are actively starting to pay for these services, and are asking for more solutions. Startups like Khatabook, Chqbook, OkCredit, and Vyapar App are offering plenty of interesting solutions in this niche segment.

Another area of interest for fintech startups is the stock market services. The year saw a rise in trading strategy platforms to serve retail investor growth. In 2021, the number of active Demat accounts in India rose to 14.1 million --- a 4.7X jump in a span of 12 months.

WealthTech is transforming the investment landscape and bringing droves of first-time equity investors to the market. Trading strategy platforms are trying to offer a 'strategy' to sustain money-making on the bourses. It is a risky area. But platforms like Smallcase, Stratzy, WealthDesk, RAIN, Scripbox, Pickright, are at it.

Challenges for fintechs

Autonomous finance

(Image credit: Shutterstock / MK photograp55)
Where fintechs have to go?

More than 70% population of India lives in the villages, and the use of finTech platforms so far is largely concentrated in the urban segment. The thing is fintech innovation has to solve for India and have to be birthed in remote places.

User-friendly digital interfaces, hassle-free digital processes and prompt feedback systems are the keys to the success of fintechs. Many traditional financial services providers lack agility in terms of processes and technology, but fintech brands are way ahead in both these aspects. Unless the banks and other financial institutions adapt to the new normal, loss of a huge chunk of market share seems very much likely in the coming years.

More than 70% population of India lives in the villages, and the use of finTech platforms so far is largely concentrated in the urban segment. The thing is fintech innovation has to solve for India and have to be birthed in remote places. 

But what fintechs also need to look out for is regulation. Digital lending and neobanks will soon be regulated, as recommended by the Reserve Bank of India (RBI) and Niti Aayog.

Want to know about the latest happenings in tech? Follow TechRadar India on TwitterFacebook and Instagram!



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High-impedance headphones: your guide to buying your first pair of audiophile cans

If you're considering buying high quality headphones, you're going to come across the term "high impedance" very quickly. 

That's because headphones with high impedance typically deliver far superior sound – and unlike their low-impedance peers they don't distort or self-destruct if you connect them to audiophile-level or DJ equipment. 

High-impedance headphones: what you need to know

Impedance is a measure of resistance to electrical current, and it's measured in ohms: the higher the figure, the more resistance there is. 

In the world of headphones, low impedance is generally considered to be a figure lower than 50 ohms. High impedance headphones may be 250 or even 600 ohms.

There are some crucial differences between low impedance and high impedance headphones. The first and most important difference is that low impedance headphones don't need much power to deliver sound, and as a result that makes them ideal for applications where battery life is more important than sound quality. 

For example, the amplifier in a typical smartphone is designed with 32-ohm headphones in mind. It may be able to drive much more resistant ones, but it won't get the best from them or from its battery.

The other really important point is that high impedance headphones really do sound better.

Why high impedance headphones simply sound better

When you listen to high impedance headphones on a compatible hi-fi system or studio equipment, you'll notice that there's a stark difference in sound quality. 

The sound stage is bigger, the bass is more defined, and the individual instruments and voices are clearer and better positioned.

That's because the voice coil in high impedance headphones is engineered differently to the one you'll find in low impedance models. Its wiring is much, much thinner, and that enables the manufacturers to wind more wire more times and more tightly than they can on lesser models. 

That does two things: it creates more magnetic force to move the coil's diaphragm, which is the bit that actually produces the sound; and it makes the coil much lighter and more responsive. That means much lower distortion, better dynamics and more accurate sound representation.

Young woman listening music in headphones

(Image credit: Shutterstock / sergey causelove)

Other specs to study

There are some other figures to consider when you're looking at headphones. The first is the frequency range, and the second is the sensitivity. 

Frequency range tells you how much of the sonic spectrum the headphones can deliver, and it's common to see 20Hz to 20kHz, which is the typical range of human hearing. 

But some headphones are capable of much more, so for example you might see the lower limit as 8 or even 5Hz and the upper at 37 or even 44kHz.

The second figure is sensitivity, which is measured in decibels of sound pressure level – dB SPL for short. dB SPL tells you how many decibels of sound will be created from one unit of power, either 1 milliwatt or 1 volt, at a frequency of 1kHz. 

The figure effectively tells you how loud the headphones are, with the higher numbers indicating higher volume. 

Just make sure you're comparing like with like: you need to know if you’re looking at dB SPL/V, which is based on voltage, or dB SPL/mW, which is based on milliwatts. 

Unhelpfully, some manufacturers only list dB without clarifying which measurement they're using. That can make it difficult to compare different models from different manufacturers.

Together in perfect harmony

It's important to match your headphones to the amplifier or other hardware you'll be listening to. Headphones with too low impedance may deliver harsh, clipping distortion or may simply fail when connected to a high impedance output. 

On the other hand, headphones with too high impedance will struggle to produce the full dynamics and volume or may have inconsistent volume levels. 

As a rule of thumb, if you're buying for use with a smartphone or similar device then look for low impedance headphones around the 32 ohm mark; if you're buying headphones for your existing or planned audiophile hi-fi hardware, or for recording studio hardware or professional DJ kit, high impedance is the way to go.

That's why some manufacturers offer the same headphones with different impedance levels: they'll make a 32 ohm version for maximum compatibility with everyday audio devices alongside higher impedance versions for audiophile or studio use.



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